User buys with fiat or deposits any token to the liquidity pool via non-custodial web3.app
The smartcontract provides with the fully unlocked wrapped stablecoins to the user's wallet
The deposited funds gain yield and have been reinvested to DeFI, Staking, Lending, etc.
Funds spent directly from deposit, in a real world, via any payment channel available (banking card, QR, etc)
User may withdraw funds and yield instantly at any moment unwrapping the coins
Smartcontract can accumulate APR% on funds and gain APY% reinvesting